Thursday, March 18, 2010 www.brunswickcountync.gov
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 Benefits
Report

Fringe Benefits for Brunswick County Employees

Brunswick County employees are the County’s most valuable asset.  Therefore, it is the County’s desire to offer a very rich and generous menu of fringe benefits.  Employees should regularly review booklets, brochures, publications, notices to stay abreast of changes that may affect benefits.  The County Human Resources Staff are always available to answer benefit questions.

PAY CHECKS and DIRECT DEPOSIT

Employees are paid on a bi-weekly basis and may conveniently direct deposit their paycheck into the bank account of their choice through direct deposit..  Funds are available the first banking day following pay day.

VACATION (Annual Leave)

Employees accrue annual leave monthly and may use accrued leave upon approval after the probationary period is completed.  There is a maximum accumulation of 240 hours per year.  Hours over 240 are converted to a Sick Reserve Account at the end of the calendar year. Years of service transferred from eligible NC Governmental Agencies (written documentation required) and the employee’s work schedule is used to determine rate of earning. 

Years of Service

Annual Leave Hours Earned Per Month

  Basic Workweek

Days per Year

0 but less than 5 years

8 hours

12 days

5 but less than l0 years

10 hours

15 days

10 but less than 15 years

12 hours

18 days

15 years or more

14 hours

21 days

SICK LEAVE

Employees earn eight (8) hours per month (accumulation is unlimited) - may transfer in accumulated sick leave from other state/local governmental entities in North Carolina (Written documentation required).

PETTY LEAVE

Employees earn fourteen (14) hours per calendar year.  May use in increments of 15 minutes up to 3 hours.  Leave is pro-rated based as of date of hire.

FAMILY AND MEDICAL LEAVE ACT (FMLA)

The Family and Medical Leave Act of 1993 (FMLA) requires employers to provide up to 12 workweeks of unpaid, job-protected leave to “eligible” employees for qualifying medical and family reasons.  Paid leave can be substituted for unpaid leave upon approval.  Must be employed with Brunswick County at least 12 months and actively worked 1250 hours in the 12 months prior to the leave request or designation.     Please refer to the FMLA Employee Rights Notice enclosed in your benefit packet.

EMPLOYEE ASSISTANCE PROGRAM – SOLUTIONS and HORIZON HEALTH

Solutions:  Assistance to employees in handling temporary life challenges which may affect their personal/work life; up to three (3) free confidential screening and counseling sessions per year for employee or anyone in household at no cost.  Access 24 hours/7 days a week.

Horizons Health EAP Services:  Telephone consultation and online access 24 hours 7 days a week. 

Call 1-888-293-6948.; Includes (3) face to face assessments and counseling sessions at no cost.

HOLIDAYS OBSERVED

New Year’s Day

Independence Day

Dr. Martin Luther King, Jr. Day

Labor Day

Good Friday

Thanksgiving & Day After

Memorial Day

Veteran’s Day

Christmas (3 days)

 

LONGEVITY PAY

Longevity is paid on the payroll in which the employee’s anniversary date falls.  Years of service transferred to Brunswick County from other NC Governmental Units (written documentation required) is used to determine rate.

Years of Service

Longevity Rate

5 but less than l0 years

1.00%

10 but less than 15 years

1.50%

15 but less than 20 years

2.25%

20 but less than 25 years

3.25%

25 or More Years

4.50%

RETIREMENT PLAN – NC Local Governmental Employee’s Retirement System

Employees eligible for full benefits are eligible to participate in the NC Local Governmental Employees Retirement System (NCLGERS) at date of employment.  Mandatory contribution of 6%.  Vested at 5 years as a contributing member.  After one year contributing membership in the system, a death benefit. 

http://www.treasurer.state.nc.us/

NC 401(K) PLANS – (Supplemental Retirement Plan) -Employees eligible for full benefits are participants. 

Traditional Plan (Pre-tax Contribution):   Brunswick County contributes 5%.   Employees may make pre-taxed contributions up to $16,500 in 2010.  A minimum of $10.00 per pay period is required for employee contribution.  If you are age 50 or older you are eligible for a catch-up contribution of up to $5,500. 

ROTH Plan (After Tax contribution):  All voluntary after-tax contributes.  No contribution by the County.

http://www.nc401k.prudential.com

MetLife LIFE INSURANCE(Term Life Coverage)

Employee Coverage:  (Employer Paid) - Basic Life and AD&D coverage:  $10,500 to $24,500 Benefit Amount –determined by salary.

MetLife Insurance – (Supplemental Term Life Bi-weekly Rates) (Employee Paid) - Must purchase minimum of $10,000 employee coverage before supplemental may be offered to spouse and dependents.  Maximum spousal coverage $10,000.   Child Coverage: $5,000 to age 19 and age   15 days to 6 months $500.  *Written Authorization Required to Change Employee or Dependent Coverage.

http://www.markiiibrokerage.com/brunswickcountync

METLIFE Supplemental Term Life Bi-weekly Rates

BENEFIT AMOUNT 

$150,000

$100,000

$50,000

$40,000

$30,000

$20,000

$10,000

Employee Only

$21.39

$14.26

$7.13

$5.70

$4.28

$2.85

$1.43

Employee + Children

$21.99

$14.86

$7.73

$6.30

$4.88

$3.45

$2.03

Employee + Spouse

$22.62

$15.49

$8.36

$6.93

$5.51

$4.08

$2.66

Employee + Family

$23.22

$16.09

$8.96

$7.53

$6.11

$4.68

$3.26

TEXAS LIFE INSURANCE– (Whole Life Insurance – Paid by the Employee)

This is an optional portable permanent life insurance plan available to employee and dependents.  Plan Year: Jul 1 – Jun 30. 

FLEXIBLE SPENDING ACCOUNTS – Medical and Dependent Care

Make voluntary pre-taxed contributions to a spending account for reimbursement of uninsured medical expenses ($2400 annual max) and dependent care expenses ($5000 annual max).;  Debit Card  provided.  Plan Year: Jul 1- Jun 30. 

 

CANCER INSURANCE – Assurity Life Insurance Company (pre-taxed)

Optional cancer and specified disease plan available to employee and dependents, pending underwriter approval.   Plan Year: Jul 1- Jun 30.

 

 

SHORT TERM DISABILITY – Standard Insurance Company (post tax only)

Optional benefit plan available to employee only, pending underwriter approval.  Plan Year: Jul 1- Jun 30.

 

LONG TERM DISABILITY – The Standard Insurance Company

County paid:  Eligible employees are covered on the 1st day of month following 30th day of employment; Six (6) month complete disability period upon approval; must report all other sources of income received to The Standard while receiving this benefit.   

 

LAW ENFORCEMENT OFFICERS BENEFITS

Benefits are available to full-time law enforcement officer with power of arrest & primary duty of enforcing criminal laws on public property. 

 

Separate Insurance Benefit Plan:  Automatic enrollment.  The plan provides certain temporary disability and death benefits to qualified active and retired participants. The company that currently provides coverage is the Hartford Insurance Company. Their toll-free telephone number is 1-888-232-5340.

 

Separation Allowance:  Must be age 55 or have 30 years of service with last 5 years as LEO.  Monthly benefit at retirement payable to age 62, re-employment by state, agency or institution, or at death.

State Death Benefits:    Benefit to eligible survivor (spouse, children or parent of LEO killed in line of duty). 

Educational Benefits:    Automatic enrollment. Tuition waiver for eligible survivor of LEO killed in line of duty or sustaining traumatic injury on or after 10.  

Additional information may be found in the retirement handbook for Local Law Enforcement Officers or the County Human Resources Office .

 

 


 

Group Health Insurance – CIGNA HealthCare

Eligible for coverage on the 1st day of month following 30th day of employment.  Payments based on REASONABLE, USUSAL, CUSTOMARY fees.  Services are subject to limitations and exclusions.  (Refer to Benefit Booklet for details).   No Premium for Employee Only Coverage.  May cover eligible dependents and spouse through payroll deducted premiums.  (Upon separation of service, coverage may continue by paying full premium under the COBRA Option.) 

http://www.mycigna.com

BI-WEEKLY RATES

MEDICAL-PRESCRIPTION-DENTAL & VISION COVERAGE RATES

Employee

Only

Employee

Children

Employee

Spouse

Family

BI-WEEKLY       Employee Rate

No Premium

$97.00

$148.00

$210.00

MONTHLY          Employee Rate

No Premium

$194.00

$296.00

$420.00

MONTHLY          COBRA RATE

$685.00

$879.00

$981.00

$1105.00

GROUP HEALTH INSURANCE PLANS

July 01, 2009 – June 30, 2010 Plan Year

Health

Benefits

Open Access Plus Co-pay

IN / OUT NETWORK

Open Access Plus

IN-NETWORK ONLY

PCP Co-pay

$20

$20

Specialist Co-pay

$40

$30

Urgent Care Co-pay

$40

$30

Emergency Room Co-pay

$150

$150

Individual Deductible (In / Out)

$500/$1,000

$250

Individual  Co-insurance Max  (In / Out)

$1,000/$2,000

$1,000

Family Limit (Co-insurance/ Deductible)

3 times

3 times

In-Network Coinsurance (In / Out)

90% / 80%

90% / $0

In-Network OP Laboratory Services

90% after deductible

90% after deductible

Preventive Care Program

100% / $0

100% / $0

Rx Co-pay - Retail

$0-45-60

$0-45-60

Rx Co-pay – Mail Order (90 Day Supply)

$0-90-120

$0-90-120

Vision Exam Deductible

$20

$20

Vision Hardware

n/a

n/a

CIGNA DENTAL INDEMNITY:  Included with both medical plansDiagnostic & Preventive paid at 100% two visits per plan year. $50 deductible per individual.  Maximum Deductible $150 per year per family.  Maximum coverage $1000, per individual, per calendar year. Pays 80% USUAL, REASONABLE, CUSTOMARY CHARGES after Dental Deductible, on routine services.  Pays 50% on replacements.   When proposed charges for a course of treatment are expected to be over $250, obtain Pre-Treatment Estimate of Benefits before services are performed.

nccountyhealthplan.org